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Dental Financing Options | Joplin MO

Our treatment recommendations are ones we would make for our own family members.

We know no one likes surprises, especially financial surprises. At Joplin Family Dental we understand that sometimes it is a challenge to budget for dental expenses. 

We offer several different options to help you. We are open and up-front with you about your financial responsibility for the treatment you choose. We have this conversation when you schedule your appointment so there are no surprises. 

We have several financing options including: Joplin Family Dental Plan (in office savings plan), Care Credit, and Insurance in addition to cash, credit cards and checks. 

Please check below for more details.

Joplin Family Dental Plan

We are excited to offer our patients without dental insurance a great opportunity to have healthy and beautiful smiles with our Joplin Family Dental Plan (an in-office savings plan). 

It is not insurance so there are no: claim forms, deductibles, waiting periods, pre-authorizations or yearly limitations. There are no hassles because you will be working with our professional dental team instead of an insurance company! 

There are unlimited benefits. Your savings are easily and quickly calculated and begin immediately once you become a member. 

INITIAL  JFD Membership is $399. Per person.    RENEWAL for the initial plan member is $359… and only $299. for each additional family member; which represents an additional savings of $60. per member. Eligible family members include spouse and dependent children under the age of 19 (up to age 23 if dependent child is a full-time student). All JFD Membership fees are due and payable at the time of registration and are non-refundable when services have been provided. Plan duration is for one year from registration date.  All patient portions for services received are due at time of services in order to receive JFD benefits.  All members of a JFD  family account will have the same anniversary date as the primary member.

Membership Benefits Include

  • $15 Co-pay for simple teeth cleanings benefits (two per year, value of $240) (Cleaning benefit will be applied to costs of Periodontal maintenance, additional Periodontal maintenance visits will receive a 15% discount)
  • $30 Co-pay for the initial visit with the plan
  • Free complete annual dental exam (up to two per year)
  • All x-rays needed to complete annual exam (value of $210)
  • $100 off teeth whitening
  • Free fluoride treatment (1 per year)
  • $25 Emergency Exam (not including x-rays – a value of $90)
  • A 50% savings on sedation
  • A 15% savings on general and major dental procedures
  • A 5% savings on implants and implant restorations
  • A 5% savings on orthodontic care
  • A 5% savings on all OTC products

If you have additional questions about the JFD Plan one of our team members will visit with you and answer your questions.


Care Credit is a third party financial company that has helped many of our patients budget dental expenses. Care Credit offers 12 month interest-free payment plans with approved credit.  It is easy to apply. Complete the Care Credit form below to see how dental expenses can fit into your monthly budget.


Our knowledgeable patient coordinators will submit your insurance claim for you electronically to minimize delays. 

Each insurance company has a contract with your employer to determine the amount of your reimbursement. We do our best to estimate the amount the insurance company will reimburse and your remaining financial responsibility.