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Dental Financing Options | Joplin MO

Our treatment recommendations are ones we would make for our own family members.

We know no one likes surprises, especially financial surprises. At Joplin Family Dental we understand that sometimes it is a challenge to budget for dental expenses. 

We offer several different options to help you. We are open and up-front with you about your financial responsibility for the treatment you choose. We have this conversation when you schedule your appointment so there are no surprises. 

We have several financing options including: Joplin Family Dental Plan (in office savings plan), Care Credit, and Insurance in addition to cash, credit cards and checks. 

Please check below for more details.

Joplin Family Dental Plan

We are excited to offer our patients without dental insurance a great opportunity to have healthy and beautiful smiles with our Joplin Family Dental Plan (an in-office savings plan). 

It is not insurance so there are no: claim forms, deductibles, waiting periods, pre-authorizations or yearly limitations. There are no hassles because you will be working with our professional dental team instead of an insurance company! 

There are unlimited benefits. Your savings are easily and quickly calculated and begin immediately once you become a member. The Joplin Family Dental Plan annual membership fee is $359 for the initial family member and only $299 for each additional family member.

Membership Benefits Include

Two free routine cleanings a year (value of $200) | exam (up to two per year – value of $100) | x-rays needed for annual exam (value of $185) | $25 emergency exam (not including x-rays) (value of $90) | fluoride treatment (1 per year for children under 14) (value of $40)

Additional Savings: $100 for teeth whitening | 50% for additional x-rays | 50% for sedation (patients 16 and over) | 15%  for general and major dental procedures | 5% for implants and implant restorations | 5% for orthodontic care | 5% for all over-the-counter products

(If using Care Credit with your JFD Plan, savings will be reduced from 15% to 5% for general and major procedures.  Orthodontic treatment, implants and implant restorations are exempt from savings when using Care Credit.)

If you have additional questions about the JFD Plan one of our team members will visit with you and answer your questions.


Care Credit is a third party financial company that has helped many of our patients budget dental expenses. Care Credit offers 12 month interest-free payment plans with approved credit.  It is easy to apply. Complete the Care Credit form below to see how dental expenses can fit into your monthly budget.


Our knowledgeable patient coordinators will submit your insurance claim for you electronically to minimize delays. 

Each insurance company has a contract with your employer to determine the amount of your reimbursement. We do our best to estimate the amount the insurance company will reimburse and your remaining financial responsibility.